About us

A Track Record Built on Execution

Over $700 million originated and a strong track record across commercial real estate financing, guided by disciplined credit and risk management.

Our Services

iCross Capital

Private Lender

01

Commercial real estate lending

iCross Capital originated and manages commercial real estate loans throughout the new york commutual area.

01

Commercial real estate lending

iCross Capital originated and manages commercial real estate loans throughout the new york commutual area.

01

Commercial real estate lending

iCross Capital originated and manages commercial real estate loans throughout the new york commutual area.

02

Commercial real estate development

We manage the full development process from acquisition through completion, supported by an experienced, multidisciplinary team that maintains tight control over costs, timelines, and execution.

02

Commercial real estate development

We manage the full development process from acquisition through completion, supported by an experienced, multidisciplinary team that maintains tight control over costs, timelines, and execution.

02

Commercial real estate development

We manage the full development process from acquisition through completion, supported by an experienced, multidisciplinary team that maintains tight control over costs, timelines, and execution.

As of today, we have originated over 700 millions commercial real estate loans, and completed 6 development projects in NYC. 

Our Team

Credit Committee

The iCross Capital Credit Committee is responsible for establishing and upholding the firm’s credit philosophy, underwriting standards, and risk‑management framework across all loan products. The Committee evaluates every transaction from multiple professional disciplines—including capital markets, underwriting, construction, and portfolio management—to ensure that each loan is thoroughly analyzed, properly structured, and aligned with the firm’s long‑term credit objectives.
Its members bring decades of combined experience in commercial real estate lending, development, construction management, and institutional capital deployment.

Our Team

The team behind your success

Lily Guo

Founder & Chief Executive Officer

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Lily Guo

Founder & Chief Executive Officer

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Theodor (Ted) Nikolov

Head of Construction

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Theodor (Ted) Nikolov

Head of Construction

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John McInerney

Investment & Acquisition

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John McInerney

Investment & Acquisition

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Judy Xie

Lead Underwriter & Portfolio Manager

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Judy Xie

Lead Underwriter & Portfolio Manager

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Emma Zhao

Controller

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Emma Zhao

Controller

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Kevin Pu

Director of Finance

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Kevin Pu

Director of Finance

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