Lily Guo founded iCross Capital in 2013 and has served as Chief Executive Officer since inception. Under her leadership, the firm has evolved into a vertically integrated private lending platform with full in‑house capabilities across origination, underwriting, construction oversight, and loan servicing. Lily oversees all strategic and operational functions, with a primary focus on capital markets, investor relations, and credit policy.

Since founding the firm, Lily has raised over $400 million in private capital and has closed approximately $700 million in commercial real estate loans, including land acquisition, bridge, mezzanine, inventory, and construction financing. She continues to guide the firm’s credit philosophy, risk standards, and long‑term growth strategy.

As a Credit Committee member, Lily brings a capital‑markets‑driven perspective, deep structuring experience, and a disciplined approach to credit decision‑making.